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  • NAIC Pet Insurance Model Law_11921Clean
    “Pet insurance” means a property insurance policy that provides coverage for accidents and illnesses of pets “Preexisting condition” means any condition for which any of the following are true prior to the effective date of a pet insurance policy or during any waiting period:
  • LICENSING REPORTING IN THE U. S. PET INSURANCE MARKET
    OBJECTIVES In this study, we discuss the pet insurance market and ofer recommendations regarding licensing and reporting that we believe will better serve consumers and improve market transparency
  • A Regulator’s Guide to Pet Insurance
    Pet insurance provides accident and illness coverage for family-owned pets, primarily dogs and cats Although pet insurance is classified and regulated as P C insurance, it bears many similarities to human health insurance with annual coverage offered at an actuarially determined rate subject to various conditions and exclusions This coverage was started in the U S in 1980 and has grown
  • A REGULATOR’S GUIDE TO PET INSURANCE
    As discussed during the Property and Casualty Insurance (C) Committee’s meeting at the 2018 Spring National Meeting, the Committee formed a drafting group to develop a white paper to provide an overview of the pet insurance industry This white paper represents the Committee’s findings Please note that all websites and companies discussed in this paper are included for research only and
  • Insurance Topics | Pet Insurance | NAIC
    As pet healthcare spending rises, more consumers buy pet insurance NAIC adopted a model law to regulate pet insurance on issues like preexisting conditions, disclosures, and producer training
  • Chapter 21B—Conducting the Pet Insurance Examination
    This chapter provides a format for conducting pet insurance company examinations Procedures for conducting property casualty (P C) insurance company examinations and other types of specialized examinations, such as third-party administrators (TPAs) and surplus lines brokers—may be found in separate chapters
  • MCAS 2024 - Market Conduct Annual Statement | NAIC
    Pet Insurance is the new MCAS line of business being introduced for the 2024 data year For the 2024 data year, the North Dakota Insurance Commissioner requests companies to voluntarily submit data in accordance with the Commissioner’s authority provided in N D C C ch 26 1-03 A summary of all changes can be found in the Summary of 2024 Changes document
  • Lines of Business Matrix - UCAA
    Home Industry Uniform Certificate of Authority Application Lines of Business Matrix
  • Market Conduct Annual Statement Frequently Asked Questions
    • Pet: All companies licensed and reporting any pet insurance within any of the participating MCAS jurisdictions (This threshold is subject to individual jurisdiction requirements )
  • NAIC Passes Pet Insurance Model Act
    The National Association of Insurance Commissioners (NAIC) members pass a Pet Insurance Model Act to establish appropriate regulatory standards for the pet insurance industry, which has annual premiums of approximately $2 8 billion in total in-force premiums in 2021 (up over 30 5% from $2 175 billion in 2020) and over 4 41 million insured pets across North America, up 27 7% from over 3 45





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