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communalist    
n. 地方自治主义者



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  • Beyond Premium Discounts: Navigating Rewards in Insurance
    Loyalty rewards programs play a pivotal role in enhancing customer retention in the insurance space While premium discounts remain a staple, a growing number of insurance providers are diversifying their approach by introducing supplementary incentives
  • After Years of Customer Loyalty Programs in Insurance, What . . .
    Loyalty among insurance customers, as measured by Net Promoter Score℠, has steadily improved over the past decade—in most countries by between 10 and 30 percentage points Moreover, laggard companies have been narrowing the gap with Net Promoter Score leaders
  • FCA confirms measures to protect customers from the loyalty . . .
    The FCA has implemented a package of remedies to improve competition and protect home and motor insurance customers from loyalty penalties This includes new rules so that renewal quotes for home and motor insurance consumers are not more expensive than they would be for new customers
  • Understanding the Role of Discounts and Rewards in Premium . . .
    Discounts significantly influence insurance premium calculation by directly impacting overall costs for consumers They serve as a strategic tool for insurers to attract and retain clients while promoting responsible behavior, ultimately enhancing the competitiveness of premium offerings
  • Your insurance loyalty is costing you money | Allen and Allen
    Bundling discount: Combining home and auto insurance can save 10-25% Loyalty or renewal discounts: Some insurers reward long-term customers, but these must be balanced against price increases over time Low-mileage discount: If you drive less than the average driver, you may qualify for savings
  • Loyalty and Your Insurance Company: Does Sticking Around Mean . . .
    Loyalty discounts are usually the main perk, but others may include reduced deductibles Often insurance customers believe that by looking for a new insurance policy they will wind up paying more since they’ll have to forfeit the loyalty discounts and perks they have earned
  • Are you still paying the loyalty penalty for insurance?
    For cover bought between January and June 2022, the average annual price paid was £343 – down 4 6% Home insurance premiums dropped by 0 7% – from £332 to £329 Yet while the average premium dipped, a substantial number of customers still saw hikes





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