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    For a limited time, the U S Bank Visa® Platinum Card has one of the longest 0% APR promotional periods of any credit card on the market Better yet, this promotion applies to both purchases and balance transfers, making U S Bank Visa Platinum the best low-APR credit card for folks looking to finance major purchases or pay down high-interest debt
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    Low-interest card vs 0% APR credit card Credit cards that offer 0% APR introductory rates can last anywhere from 12 to 21 months Introductory rates can apply to new purchases made with a card, balance transfers from other credit cards or both In these scenarios, individuals get the chance to avoid interest completely as they pay off





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