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  • Difference between a CLOC and a PLOC? - myFICO® Forums
    If you look at PenFed PLOC and NFCU CLOC, there is not much difference between the two The CLOC for NFCU is attached to your checking account and can act as an overdraft Or you can transfer money from the account or withdraw money at the window Acts like a revolving account I believe max amount is $15K The PLOC at PenFed is a seperate line of credit Accessed the same way, check, transfer
  • PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) - myFICO® Forums
    Re: PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) Congratulations on the approvals, and thanks for the data points Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682
  • PLOC vs OLOC tell what I dont know? - myFICO® Forums
    PLOC = personal line of credit OLOC = overdraft line of credit attached to checking account to stop overdrafts If you shopping for a line of credit, is there a reason to choose one over the other? Are APR typically similar? I am leaning towards a oloc because of the automatic handling of overdra
  • BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI
    BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI After 12 years I am finally worthy of a Cap One CLI upgrade They gave me a $2000 increase on my QS1 which put me above $5000 So, I used the product upgrade link and there was the usual upgrade to Venture but now the Quicksilver NO FEE card also displayed
  • Recent CLI approvals disapproval and Ploc Heloc disapproval
    Recent CLI approvals disapproval and Ploc Heloc disapproval After quietly observing this forum for a long time, I've decided to make my first post I've recently been seeking credit limit increases Out of the 12 credit cards, I successfully secured increases on 8, totaling $36,650 in credit limit boosts Unfortunately, I received two
  • Langley PLOC Approved - myFICO® Forums - 6682702
    Approved for 10k @lowest rate called langley and said 10k wasn't much and I can't really utilize it asked for 20k they countered at 15k It's already funded!
  • SDFCU PLOC approved. - myFICO® Forums - 6741740
    SDFCU PLOC approved Sorry if I put this in the wrong place so, feel free to move it if need be I applied for a $1000 line of credit on 2 22 24 and was approved today 2 23 24 They didn't ask for POI but, I'm guessing that's because I already have credit with them
  • Jovia PLOC approval $10,000 - myFICO® Forums - 6781871
    Re: Jovia PLOC approval $10,000 Congrats! They're a bit random in terms of which things they request for which products For instance, I didn't get instantly approved for the LOC but didn't have to provide anything before DocuSigning
  • Still Showing Love! PLOC - $25K Approved! - myFICO® Forums
    PLOC - $25K Approved! So 2 weeks ago I signed up with BCU and was approved for a credit card for $25K and today my "dedicated representative" called to check on things and to see if I would be interested in a PLOC with no additional HP I said eh sure, why not Within 1 hour BCU had a signed, sealed and delivered approval for $25K
  • SECU account, Rewards Visa, PLOC approved ($40K Total)
    SECU account, Rewards Visa, PLOC approved ($40K Total) On my quest, looking for low APR BT cards with no fees, I stumbled on a local CU, SECU Checked out their product and saw there were no fees for BT or cash advance (I do see that often) and went for it, along with the required membership ofcourse





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